If you own a home, you may know a little about home insurance and what it covers. You may not know how many types of coverage you get in that one policy. If you're a homeowner and you don't have a home policy yet, it's time to call and get one. Contact us at Allen Empire Agency in Nevada to get started with a policy of your own.
Home insurance may be best known for its coverage of the dwelling itself. With this coverage, it will pay for damage or destruction done to the home that happens because of a covered incident. Major repairs can cost an extreme amount, and it would be hard to come up with enough to pay for it all if you didn't have this insurance coverage. This is vital coverage that every homeowner needs to carry.
It isn't just your home that this insurance protects. It also protects all of your items that are inside of it. When a covered incident, such as some disasters, happens and your items are ruined, your policy can pay for you to replace them. Just as with protection for your dwelling, protection of your belongings is important coverage that can save you from being financially ruined. Most homeowners could not afford to replace all their things without a home policy to pay for everything.
Another way that these policies protect you is to cover your liability for accidents. When someone from outside your household is on your property and gets injured in an accident, you are likely to be liable for that person's medical bills. However, your home insurance would pay for those medical bills so that the money won't have to come from you.
If you don't have insurance for your home, don't wait until it is too late. You can contact us today at Allen Empire Agency in Nevada to find out more.
